{"id":12786,"date":"2026-04-26T09:00:00","date_gmt":"2026-04-26T09:00:00","guid":{"rendered":"https:\/\/www.garibyatri.com\/?p=12669"},"modified":"2026-04-26T09:00:00","modified_gmt":"2026-04-26T09:00:00","slug":"budget-travel-credit-cards-no-foreign-transaction-fees","status":"publish","type":"post","link":"https:\/\/www.garibyatri.com\/zh\/\u9884\u7b97\u65c5\u884c\u4fe1\u7528\u5361-\u65e0\u5916\u56fd\u4ea4\u6613\u8d39\u7528\/","title":{"rendered":"\u65e0\u56fd\u5916\u4ea4\u6613\u8d39\u7528\u7684\u5ec9\u4ef7\u65c5\u884c\u4fe1\u7528\u5361"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u6b63\u786e\u7684\u65c5\u884c\u4fe1\u7528\u5361\u53ef\u4ee5\u901a\u8fc7\u96f6\u5916\u56fd\u4ea4\u6613\u8d39\u7528\u3001\u65c5\u884c\u5956\u52b1\u548c\u65c5\u884c\u4fdd\u9669\u4e3a\u60a8\u8282\u7701 $200\u2013$500 \u7684\u56fd\u9645\u65c5\u884c\u3002 \u6bcf\u6b21\u5728\u56fd\u5916\u8d2d\u4e70\u65f6\uff0c\u9519\u8bef\u7684\u5361\u5c06\u82b1\u8d39\u60a8 3%\u3002 \u8fd9\u662f\u4e3a\u9884\u7b97\u65c5\u884c\u8005\u63d0\u4f9b\u6700\u4f73\u65c5\u884c\u4fe1\u7528\u5361\u7684\u5b8c\u6574 2025 \u5e74\u6307\u5357\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48\u5916\u56fd\u4ea4\u6613\u8d39\u7528\u5f88\u91cd\u8981<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5927\u591a\u6570\u4fe1\u7528\u5361\u5728\u60a8\u6240\u5728\u56fd\u5bb6\/\u5730\u533a\u8fdb\u884c\u7684\u6bcf\u6b21\u8d2d\u4e70\u5747\u6536\u53d6 3% \u7684\u5916\u56fd\u4ea4\u6613\u8d39\u7528\u3002 \u5728 $2,000 \u56fd\u9645\u65c5\u884c\u4e2d\uff0c\u5373 $60 \u7684\u8d39\u7528\u3002 \u5728 $10,000 \u73af\u7403\u65c5\u884c\u4e2d\uff0c\u5373 $300\u2014\u2014\u8db3\u4ee5\u5728\u4e1c\u5357\u4e9a\u8fdb\u884c\u4e00\u5468\u7684\u65c5\u884c\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u5f20\u6ca1\u6709\u5916\u56fd\u4ea4\u6613\u8d39\u7528\u7684\u65c5\u884c\u4fe1\u7528\u5361\u53ef\u4ee5\u4e3a\u60a8\u8282\u7701\u8fd9 3%\u2014\u2014\u6b64\u5916\uff0c\u60a8\u6bcf\u6b21\u8d2d\u4e70\u90fd\u53ef\u4ee5\u83b7\u5f97\u5956\u52b1\uff08\u91cc\u7a0b\u3001\u79ef\u5206\u3001\u73b0\u91d1\u8fd4\u8fd8\uff09\u3002 \u6b63\u786e\u7684\u5361\u5728\u7b2c\u4e00\u6b21\u56fd\u9645\u65c5\u884c\u4e2d\u6536\u56de\u6210\u672c\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2025\u5e74\u6700\u4f73\u65c5\u884c\u4fe1\u7528\u5361<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th class=\"has-text-align-left\">\u5361<\/th><th class=\"has-text-align-left\">\u5e74\u8d39<\/th><th class=\"has-text-align-left\">\u5916\u4ea4\u8d39\u7528<\/th><th class=\"has-text-align-left\">\u62a5\u540d\u5956\u91d1<\/th><th class=\"has-text-align-left\">\u6700\u9002\u5408<\/th><\/tr><\/thead><tbody><tr><td>\u8ffd\u9010\u84dd\u5b9d\u77f3\u9996\u9009<\/td><td>$95<\/td><td>\u4e00\u4e2a\u4e5f\u6ca1\u6709<\/td><td>60,000\u70b9\uff08$750\u65c5\u884c\uff09<\/td><td>\u5168\u65b9\u4f4d\u65c5\u884c\u5956\u52b1<\/td><\/tr>\n<tr><td>\u8d44\u672c\u4e00\u521b\u4e1aX<\/td><td>$395<\/td><td>\u4e00\u4e2a\u4e5f\u6ca1\u6709<\/td><td>75,000 \u82f1\u91cc ($1,500 \u884c\u7a0b)<\/td><td>\u9ad8\u7ea7\u65c5\u884c\uff0c\u4f11\u606f\u5ba4\u4f7f\u7528<\/td><\/tr>\n<tr><td>\u5bcc\u56fd\u94f6\u884c\u7b7e\u540d<\/td><td>$0<\/td><td>\u4e00\u4e2a\u4e5f\u6ca1\u6709<\/td><td>20,000 \u70b9 ($200)<\/td><td>\u65e0\u5e74\u8d39\u9009\u9879<\/td><\/tr>\n<tr><td>\u7f8e\u56fd\u8fd0\u901a\u91d1<\/td><td>$325<\/td><td>\u4e00\u4e2a\u4e5f\u6ca1\u6709<\/td><td>60,000\u70b9<\/td><td>\u7f8e\u98df\u5bb6\uff08\u9910\u996e4X\uff09<\/td><\/tr>\n<tr><td>\u8ffd\u9010\u81ea\u7531\u65e0\u9650<\/td><td>$0<\/td><td>\u4e00\u4e2a\u4e5f\u6ca1\u6709<\/td><td>$200 \u73b0\u91d1\u8fd4\u8fd8<\/td><td>\u73b0\u91d1\u8fd4\u8fd8\uff0c\u65e0\u5e74\u8d39<\/td><\/tr>\n<tr><td>\u5df4\u514b\u83b1\u62b5\u8fbe\u52a0<\/td><td>$0 \u7b2c\u4e00\u5e74\uff0c$89 \u540e<\/td><td>\u4e00\u4e2a\u4e5f\u6ca1\u6709<\/td><td>70,000 \u82f1\u91cc ($700 \u884c\u7a0b)<\/td><td>\u7b80\u5355\u91cc\u7a0b\uff0c\u65e0\u7c7b\u522b\u8ddf\u8e2a<\/td><\/tr>\n<\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-group has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"background-color:#fff4e6;padding:1.5rem;border-radius:8px;border-left:4px solid #f59e0b;\"><div class=\"wp-block-group__inner-container\">\n\n<p class=\"wp-block-paragraph\"><strong>\u8bda\u5b9e\u63a8\u8350\uff1a<\/strong> \u5982\u679c\u60a8\u53ea\u83b7\u5f97\u4e00\u5f20\u65c5\u884c\u4fe1\u7528\u5361\uff0c\u8bf7\u83b7\u5f97 <strong>\u8ffd\u9010\u84dd\u5b9d\u77f3\u9996\u9009<\/strong>. \u3002 $95 \uff08\u514d\u9664\u7b2c\u4e00\u5e74\uff09\uff0c\u65e0\u5916\u4ea4\u8d39\u7528\uff0c60,000 \u70b9\u6ce8\u518c\u5956\u91d1\uff08\u65c5\u884c\u4e2d $750\uff09\uff0c\u65c5\u884c\u548c\u9910\u996e 2 \u500d\u79ef\u5206\u3002 \u5728\u7b2c\u4e00\u6b21\u65c5\u884c\u4e2d\u6536\u56de\u6210\u672c\u3002.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u5728\u65c5\u884c\u4fe1\u7528\u5361\u4e2d\u5bfb\u627e\u4ec0\u4e48<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n\n<li><strong>\u65e0\u5916\u4ea4\u8d39\u7528<\/strong> \u2014 \u6bcf\u6b21\u5728\u56fd\u5916\u8d2d\u4e70\u53ef\u8282\u7701 3%<\/li>\n\n\n<li><strong>\u62a5\u540d\u5956\u91d1<\/strong> \u2014 50,000+ \u79ef\u5206\/\u82f1\u91cc = $500+ \u81ea\u7531\u65c5\u884c<\/li>\n\n\n<li><strong>\u65c5\u884c\u5956\u52b1<\/strong> \u2014 2 \u500d\u6216\u4ee5\u4e0a\u7684\u65c5\u884c\u3001\u9910\u996e\u3001\u4ea4\u901a<\/li>\n\n\n<li><strong>\u65c5\u6e38\u4fdd\u9669<\/strong> \u2014 \u884c\u7a0b\u53d6\u6d88\u3001\u5ef6\u8bef\u3001\u884c\u674e\u4e22\u5931<\/li>\n\n\n<li><strong>\u7b2c\u4e00\u5e74\u6ca1\u6709\u5e74\u8d39<\/strong> \u2014 \u65e0\u98ce\u9669\u5730\u5c1d\u8bd5\u5361<\/li>\n\n\n<li><strong>\u624b\u673a\u4fdd\u9669<\/strong> \u2014 \u7528\u5361\u652f\u4ed8\u65f6\u7684\u635f\u574f\/\u76d7\u7a83<\/li>\n\n\n<li><strong>\u673a\u573a\u4f11\u606f\u5ba4<\/strong> - \u4f18\u5148\u901a\u884c\u8bc1\uff0cCenturion Lounge\uff08\u9ad8\u7ea7\u5361\uff09<\/li>\n\n\n<li><strong>\u62a5\u8868\u5b66\u5206<\/strong> \u2014 \u7528\u4e8e TSA \u9884\u68c0\u3001\u5168\u5c40\u6761\u76ee\u3001\u6d41\u5f0f\u670d\u52a1<\/li>\n\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u65c5\u884c\u4fe1\u7528\u5361\u9519\u8bef\uff0c\u907f\u514d<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n\n<li><strong>\u643a\u5e26\u5929\u5e73\u3002.<\/strong> \u5229\u606f\u8d39\u7528 (15\u201325%) \u6d88\u706d\u4efb\u4f55\u5956\u52b1\u3002 \u6bcf\u4e2a\u6708\u5168\u989d\u652f\u4ed8\u3002.<\/li>\n\n\n<li><strong>\u5728\u56fd\u5916\u4f7f\u7528\u9519\u8bef\u7684\u5361\u3002.<\/strong> \u65c5\u884c\u524d\u8bf7\u52a1\u5fc5\u68c0\u67e5\u60a8\u7684\u5361\u662f\u5426\u6709\u5916\u56fd\u4ea4\u6613\u8d39\u7528\u3002.<\/li>\n\n\n<li><strong>\u9519\u8fc7\u4e86\u6ce8\u518c\u5956\u91d1\u3002.<\/strong> \u5927\u591a\u6570\u9700\u8981 $3,000\u2013$5,000 \u5728 3 \u4e2a\u6708\u5185\u82b1\u8d39\u3002 \u63d0\u524d\u8ba1\u5212\u3002.<\/li>\n\n\n<li><strong>\u901a\u8fc7\u822a\u7a7a\u516c\u53f8\u95e8\u6237\u7f51\u7ad9\u8fdb\u884c\u9884\u8ba2\u3002.<\/strong> \u6709\u4e9b\u5361\u7247\u9700\u8981\u901a\u8fc7\u5176\u95e8\u6237\u8fdb\u884c\u9884\u8ba2\u4ee5\u83b7\u5f97\u5956\u52b1\u4ef7\u503c\u2014\u2014\u8fd9\u4e9b\u95e8\u6237\u7684\u4ef7\u683c\u901a\u5e38\u66f4\u9ad8\u3002.<\/li>\n\n\n<li><strong>\u5fd8\u8bb0\u5e74\u8d39\u3002.<\/strong> \u53ea\u6709\u5728\u4f7f\u7528\u8fd9\u4e9b\u4f18\u60e0\u65f6\uff0c\u5e74\u8d39\u4e3a $95\u2013$500 \u7684\u5361\u7247\u624d\u6709\u610f\u4e49\u3002.<\/li>\n\n\n<li><strong>\u4e00\u6b21\u6253\u5f00\u592a\u591a\u7684\u5361\u7247\u3002.<\/strong> 2\u5e74\u51855\u5f20\u4ee5\u4e0a\u7684\u65b0\u5361\u53ef\u80fd\u4f1a\u635f\u5bb3\u60a8\u7684\u4fe1\u7528\u8bc4\u5206\u3002.<\/li>\n\n\n<li><strong>\u4e0d\u4f7f\u7528\u8be5\u5361\u7684\u65c5\u884c\u798f\u5229\u3002.<\/strong> \u65c5\u884c\u4fdd\u9669\u3001\u4f11\u606f\u5ba4\u8bbf\u95ee\u3001\u58f0\u660e\u79ef\u5206\u2014\u2014\u4f7f\u7528\u5b83\u4eec\uff01<\/li>\n\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">\u5982\u4f55\u4f7f\u7528\u4fe1\u7528\u5361\u79ef\u5206\u8fdb\u884c\u514d\u8d39\u65c5\u884c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b63\u786e\u7684\u7b56\u7565\u53ef\u4ee5\u5c06 $3,000 \u7684\u6b63\u5e38\u652f\u51fa\u8f6c\u53d8\u4e3a\u514d\u8d39\u7684\u56fd\u9645\u822a\u73ed\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n\n<li>\u6ce8\u518c\u4e00\u5f20\u62e5\u6709 60,000+ \u70b9\u6ce8\u518c\u5956\u52b1\u7684\u5361\u7247<\/li>\n\n\n<li>\u7528\u6b63\u5e38\u8d39\u7528\u6ee1\u8db3\u6700\u4f4e\u652f\u51fa\uff083 \u4e2a\u6708\u5185 $3,000\uff09<\/li>\n\n\n<li>\u8f6c\u673a\u70b9\u5230\u822a\u7a7a\u516c\u53f8\u5408\u4f5c\u4f19\u4f34\uff08\u4f8b\u5982\uff0cChase Points \u2192 United, Singapore Airlines, British Airways\uff09<\/li>\n\n\n<li>\u9884\u8ba2\u5956\u52b1\u822a\u73ed \u2014 60,000 \u70b9 = 1 \u6b21\u5f80\u8fd4\u6b27\u6d32\u7ecf\u6d4e\u8231\u6216 1 \u6b21\u5f80\u8fd4\u4e9a\u6d32\u4e1a\u52a1<\/li>\n\n\n<li>\u4f7f\u7528\u9152\u5e97\u7684\u5269\u4f59\u79ef\u5206\uff08\u8f6c\u81f3\u51ef\u60a6\u3001\u4e07\u8c6a\u9152\u5e97\u3001\u5e0c\u5c14\u987f\u9152\u5e97\uff09<\/li>\n\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">\u9884\u7b97\u65c5\u884c\u8005\u7684\u6700\u4f73\u4fe1\u7528\u5361\u7b56\u7565<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u7b56\u7565\u4e00\uff1a'\u4e24\u5f20\u5361\u7ec4\u5408'<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n\n<li><strong>\u8ffd\u9010\u84dd\u5b9d\u77f3\u9996\u9009<\/strong> \uff08$95\/\u5e74\uff09 \u2014 2 \u500d\u4e8e\u65c5\u884c\u548c\u9910\u996e<\/li>\n\n\n<li><strong>\u8ffd\u9010\u81ea\u7531\u65e0\u9650<\/strong> \uff08$0\/\u5e74\uff09 \u2014 \u5176\u4ed6\u6240\u6709\u5185\u5bb9\u7684 1.5 \u500d<\/li>\n\n\n<li>\u7ec4\u5408\u70b9\u4ee5\u83b7\u5f97\u6700\u5927\u503c<\/li>\n\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u7b56\u7565\u4e8c\uff1a'\u65e0\u5e74\u8d39'\u65b9\u6cd5<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n\n<li><strong>\u5bcc\u56fd\u94f6\u884c\u7b7e\u540d<\/strong> ($0) \u2014 \u65c5\u884c\u3001\u9910\u996e\u3001\u4e2d\u8f6c\u7684 3 \u500d<\/li>\n\n\n<li><strong>\u8ffd\u9010\u81ea\u7531\u65e0\u9650<\/strong> ($0) \u2014 1.5X \u4e00\u5207<\/li>\n\n\n<li><strong>\u5df4\u514b\u83b1\u62b5\u8fbe\u52a0<\/strong> \uff08$0 \u7b2c\u4e00\u5e74\uff09 \u2014 \u6240\u6709\u8d2d\u4e70\u5747\u4e3a 2 \u500d<\/li>\n\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u7b56\u75653\uff1a'\u9ad8\u7ea7\u65c5\u884c\u8005'<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n\n<li><strong>\u8d44\u672c\u4e00\u521b\u4e1aX<\/strong> ($395) \u2014 75,000 \u82f1\u91cc\u5956\u91d1\u3001\u4f11\u606f\u5ba4\u8bbf\u95ee\u3001$300 \u5e74\u5ea6\u65c5\u884c\u4fe1\u7528<\/li>\n\n\n<li>$300 \u4fe1\u7528\u540e\u6709\u6548 $95\/\u5e74<\/li>\n\n\n<li>\u6700\u9002\u5408\u7ecf\u5e38\u51fa\u56fd\u65c5\u884c\u8005<\/li>\n\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u4fe1\u7528\u5361\u548c\u65c5\u884c\u4fdd\u9669<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u8bb8\u591a\u65c5\u884c\u4fe1\u7528\u5361\u5305\u62ec\u65c5\u884c\u4fdd\u9669 \u2014 \u6bcf\u6b21\u65c5\u884c\u53ef\u8282\u7701\u60a8 $100\u2013$300\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n\n<li><strong>\u884c\u7a0b\u53d6\u6d88\u4fdd\u9669<\/strong> \u2014 Chase Sapphire \u6bcf\u6b21\u884c\u7a0b\u6700\u591a\u53ef\u8986\u76d6 $10,000<\/li>\n\n\n<li><strong>\u884c\u7a0b\u5ef6\u8bef\u4fdd\u9669<\/strong> \u2014 \u5982\u679c\u60a8\u7684\u822a\u73ed\u5ef6\u8bef 6 \u5c0f\u65f6\u4ee5\u4e0a\uff0c\u5219\u6db5\u76d6\u9152\u5e97\u548c\u81b3\u98df<\/li>\n\n\n<li><strong>\u884c\u674e\u4e22\u5931\u4fdd\u9669<\/strong> \u2014 \u6700\u591a\u53ef\u8986\u76d6 $3,000 \u4e22\u5931\u7684\u888b\u5b50<\/li>\n\n\n<li><strong>\u79df\u8f66\u4fdd\u9669<\/strong> \u2014 \u6db5\u76d6\u78b0\u649e\u635f\u574f\u8c41\u514d\uff08$15\u2013$30\/\u5929\u8282\u7701\uff09<\/li>\n\n\n<li><strong>\u533b\u7597\u540e\u9001<\/strong> \u2014 \u4e00\u4e9b\u9ad8\u7ea7\u5361\u7247\u5305\u62ec\u8fd9\u4e2a<\/li>\n\n<\/ul>\n\n\n\n<div class=\"wp-block-group has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"background-color:#fff4e6;padding:1.5rem;border-radius:8px;border-left:4px solid #f59e0b;\"><div class=\"wp-block-group__inner-container\">\n\n<p class=\"wp-block-paragraph\"><strong>\u91cd\u8981\u63d0\u793a\uff1a<\/strong> \u4fe1\u7528\u5361\u65c5\u884c\u4fdd\u9669\u4e0d\u80fd\u66ff\u4ee3\u9002\u5f53\u7684\u5f92\u6b65\u4fdd\u9669\u3002 \u5927\u591a\u6570\u4fe1\u7528\u5361\u4fdd\u9669\u4e0d\u5305\u62ec'\u767b\u5c71'\u548c'\u5f92\u6b65\u65c5\u884c\u8d85\u8fc7 4,000 m'\u3002 \u5bf9\u4e8e\u5c3c\u6cca\u5c14\u5f92\u6b65\u65c5\u884c\uff0c\u8bf7\u8d2d\u4e70\u5355\u72ec\u7684\u4fdd\u5355\u2014\u2014\u8bf7\u53c2\u9605\u6211\u4eec\u7684 <a href=\"https:\/\/www.garibyatri.com\/zh\/\u5c3c\u6cca\u5c14\u5f92\u6b65\u4fdd\u9669-\u60a8\u5b9e\u9645\u4e0a\u9700\u8981\u4ec0\u4e48\u4fdd\u9669\/\" data-type=\"post\" data-id=\"0\">\u5c3c\u6cca\u5c14\u5f92\u6b65\u4fdd\u9669\u6307\u5357<\/a>.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u5728\u5c3c\u6cca\u5c14\u4f7f\u7528\u4fe1\u7528\u5361<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c3c\u6cca\u5c14\u5927\u591a\u6570\u4e2d\u6863\u548c\u9ad8\u6863\u9152\u5e97\u548c\u9910\u9986\u90fd\u63a5\u53d7\u4fe1\u7528\u5361\uff0c\u4f46\u9700\u8981\u6ce8\u610f\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n\n<li><strong>3\u20135% \u9644\u52a0\u8d39<\/strong> \u2014 \u5927\u591a\u6570\u5730\u65b9\u90fd\u5c06\u6b64\u6dfb\u52a0\u5230\u4fe1\u7528\u5361\u4ed8\u6b3e<\/li>\n\n\n<li><strong>\u73b0\u91d1\u4f18\u5148<\/strong> \u2014 \u5bf9\u4e8e $20 \u4ee5\u4e0b\u7684\u4efb\u4f55\u5185\u5bb9\uff0c\u8bf7\u4f7f\u7528\u73b0\u91d1<\/li>\n\n\n<li><strong>\u4f7f\u7528\u4fe1\u7528\u5361<\/strong>: \u9152\u5e97\u3001\u5f92\u6b65\u65c5\u884c\u5957\u9910\u3001\u56fd\u5185\u822a\u73ed\u3001\u8f83\u5927\u7684\u9910\u5385<\/li>\n\n\n<li><strong>\u7528\u73b0\u91d1<\/strong>: \u8857\u5934\u98df\u54c1, \u51fa\u79df\u8f66, \u5c0f\u5546\u5e97, \u5f92\u6b65\u65c5\u884c\u8bc1, \u8336\u9986<\/li>\n\n\n<li><strong>\u7b7e\u8bc1\u548c\u4e07\u4e8b\u8fbe\u5361<\/strong> \u2014 \u88ab\u5e7f\u6cdb\u63a5\u53d7<\/li>\n\n\n<li><strong>\u7f8e\u56fd\u8fd0\u901a\u5361<\/strong> \u2014 \u6709\u9650\u63a5\u53d7<\/li>\n\n\n<li><strong>\u59cb\u7ec8\u4ee5 NPR \u4ed8\u6b3e<\/strong> \u2014 \u5982\u679c\u88ab\u95ee\u5230'NPR \u8fd8\u662f USD\uff1f'\uff0c\u8bf7\u9009\u62e9 NPR \u4ee5\u907f\u514d\u52a8\u6001\u8d27\u5e01\u5151\u6362\u8d39\u7528<\/li>\n\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">ATM \u63d0\u6b3e\u56fd\u5916 \u2014 \u907f\u514d\u8fd9\u4e9b\u9519\u8bef<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n\n<li>\u4f7f\u7528\u65e0\u5916\u6c47\u4ea4\u6613\u8d39\u7528\u7684\u5361\uff08\u8282\u7701 3%\uff09<\/li>\n\n\n<li>\u4f7f\u7528\u6ca1\u6709ATM\u8d39\u7528\u7684\u501f\u8bb0\u5361\uff08Charles Schwab\uff0cFidelity\u9000\u8fd8\u6240\u6709ATM\u8d39\u7528\uff09<\/li>\n\n\n<li>\u59cb\u7ec8\u62d2\u7edd'\u52a8\u6001\u8d27\u5e01\u8f6c\u6362'\u2014\u2014\u4ee5\u672c\u5730\u8d27\u5e01\u652f\u4ed8\uff0c\u800c\u4e0d\u662f\u7f8e\u5143<\/li>\n\n\n<li>\u63d0\u6b3e\u5927\u91cf\u4ee5\u6700\u5927\u9650\u5ea6\u5730\u51cf\u5c11\u6bcf\u6b21\u63d0\u6b3e\u8d39\u7528\uff08\u6bcf\u6b21\u63d0\u6b3e $5\u2013$10\uff09<\/li>\n\n\n<li>\u4f7f\u7528\u94f6\u884c\u81ea\u52a8\u53d6\u6b3e\u673a\uff0c\u800c\u4e0d\u662f\u72ec\u7acb\u7684\u81ea\u52a8\u53d6\u6b3e\u673a\uff08\u6536\u53d6 $5+ \u989d\u5916\u8d39\u7528\uff09<\/li>\n\n\n<li>\u901a\u77e5\u60a8\u7684\u94f6\u884c\u60a8\u6b63\u5728\u65c5\u884c\u4ee5\u907f\u514d\u6b3a\u8bc8\u8b66\u62a5<\/li>\n\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.garibyatri.com\/zh\/\u5f80\u6765\/\">\u4e3a\u60a8\u7684\u5c3c\u6cca\u5c14\u4e4b\u65c5\u83b7\u53d6\u4e2a\u6027\u5316\u7684\u65c5\u884c\u8d22\u52a1\u5efa\u8bae<\/a><\/div>\n\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b63\u786e\u7684\u65c5\u884c\u4fe1\u7528\u5361\u6bcf\u6b21\u65c5\u884c\u53ef\u4ee5\u4e3a\u60a8\u8282\u7701\u6570\u767e\u7f8e\u5143\uff0c\u5e76\u4e3a\u60a8\u8d62\u5f97\u514d\u8d39\u822a\u73ed\u3002 \u9009\u62e9\u4e00\u5f20\u65e0\u5916\u56fd\u4ea4\u6613\u8d39\u7528\u5361\uff0c\u5c06\u5176\u7528\u4e8e\u6240\u6709\u56fd\u9645\u652f\u51fa\uff0c\u6bcf\u4e2a\u6708\u5168\u989d\u8fd8\u6e05\uff0c\u60a8\u5c31\u4f1a\u9886\u5148\u3002 \u6709\u5173\u5c3c\u6cca\u5c14\u65c5\u884c\u8ba1\u5212\u7684\u66f4\u591a\u4fe1\u606f\uff0c\u8bf7\u53c2\u9605\u6211\u4eec\u7684 <a href=\"https:\/\/www.garibyatri.com\/zh\/\u5c3c\u6cca\u5c14\u65c5\u884c\u9884\u7b97-\u53bb\u5c3c\u6cca\u5c14\u7684\u65c5\u884c\u8d39\u7528\u662f\u591a\u5c11\/\" data-type=\"post\" data-id=\"0\">\u5c3c\u6cca\u5c14\u65c5\u884c\u9884\u7b97\u6307\u5357<\/a> \u548c\u6211\u4eec\u7684 <a href=\"https:\/\/www.garibyatri.com\/zh\/\u5982\u4f55\u627e\u5230\u5ec9\u4ef7\u822a\u73ed-10-\u5de5\u5177\u6280\u5de7\/\" data-type=\"post\" data-id=\"0\">\u5ec9\u4ef7\u822a\u73ed\u6307\u5357<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u5b8c\u6574\u7684 2025 \u5e74\u65c5\u884c\u4fe1\u7528\u5361\u6307\u5357 \u2014 \u6700\u597d\u7684\u65e0\u5916\u56fd\u4ea4\u6613\u8d39\u7528\u5361\u3001\u5982\u4f55\u4f7f\u7528\u514d\u8d39\u65c5\u884c\u79ef\u5206\u3001\u907f\u514d\u7684\u9519\u8bef\u4ee5\u53ca\u5728\u5c3c\u6cca\u5c14\u4f7f\u7528\u5361\u7247\u3002.<\/p>","protected":false},"author":1,"featured_media":12787,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAowjfK8DA:productID":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[317,211],"tags":[],"class_list":["post-12786","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budget-travel","category-how-to"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.garibyatri.com\/zh\/wp-json\/wp\/v2\/posts\/12786","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.garibyatri.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.garibyatri.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.garibyatri.com\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.garibyatri.com\/zh\/wp-json\/wp\/v2\/comments?post=12786"}],"version-history":[{"count":0,"href":"https:\/\/www.garibyatri.com\/zh\/wp-json\/wp\/v2\/posts\/12786\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.garibyatri.com\/zh\/wp-json\/wp\/v2\/posts\/12787"}],"wp:attachment":[{"href":"https:\/\/www.garibyatri.com\/zh\/wp-json\/wp\/v2\/media?parent=12786"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.garibyatri.com\/zh\/wp-json\/wp\/v2\/categories?post=12786"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.garibyatri.com\/zh\/wp-json\/wp\/v2\/tags?post=12786"}],"curies":[{"name":"\u603b\u5de5\u4f1a","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}