{"id":11797,"date":"2024-01-05T01:35:19","date_gmt":"2024-01-05T01:35:19","guid":{"rendered":"https:\/\/www.garibyatri.com\/?p=11797"},"modified":"2024-01-05T01:35:21","modified_gmt":"2024-01-05T01:35:21","slug":"the-best-travel-credit-cards-with-rewards","status":"publish","type":"post","link":"https:\/\/www.garibyatri.com\/zh\/\u6700\u597d\u7684\u65c5\u884c\u4fe1\u7528\u5361\u5956\u52b1\/","title":{"rendered":"2024\u5e74\u6700\u4f73\u65c5\u884c\u4fe1\u7528\u5361\u5956\u52b1"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u51c6\u5907\u5728\u65b0\u7684\u4e00\u5e74\u91cc\u83b7\u5f97\u514d\u8d39\u822a\u73ed\u3001\u9152\u5e97\u4f4f\u5bbf\u7b49\u5417\uff1f \u6700\u4f73\u65c5\u884c\u4fe1\u7528\u5361\uff0c\u53ef\u4e3a\u60a8\u7684\u4e0b\u4e00\u6b21\u65c5\u884c\u63d0\u4f9b\u5956\u52b1\uff0c\u5e76\u63d0\u4f9b\u6ce8\u518c\u5956\u91d1\u548c\u6301\u7eed\u5956\u52b1\u3002 \u4f46\u662f\u6709\u8fd9\u4e48\u591a\u9009\u9879\uff0c\u60a8\u5982\u4f55\u9009\u62e9\u5408\u9002\u7684\u5361\u7247\uff1f \u672c\u6307\u5357\u6db5\u76d6\u4e86\u60a8\u5728 2024 \u5e74\u6700\u5927\u9650\u5ea6\u5730\u83b7\u5f97\u65c5\u884c\u5956\u52b1\u6240\u9700\u7684\u4e00\u5207\u3002 \u4ece\u9152\u5e97\u79ef\u5206\u5230\u822a\u7a7a\u91cc\u7a0b\uff0c\u6211\u4eec\u5c06\u63a2\u7d22\u9876\u7ea7\u5361\u548c\u7701\u94b1\u7b56\u7565\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"factors-to-consider-when-choosing-a-best-travel-credit-cards-with-rewards\">\u9009\u62e9\u5e26\u5956\u52b1\u7684\u6700\u4f73\u65c5\u884c\u4fe1\u7528\u5361\u65f6\u9700\u8981\u8003\u8651\u7684\u56e0\u7d20<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u6df1\u5165\u7814\u7a76\u5efa\u8bae\u4e4b\u524d\uff0c\u51b3\u5b9a\u60a8\u60f3\u8981\u7684\u65c5\u884c\u5361\u662f\u5f88\u91cd\u8981\u7684\u3002 \u7262\u8bb0\u8fd9\u4e9b\u5173\u952e\u56e0\u7d20\uff1a<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>\u76ee\u5f55<\/h2><nav><ul><li><a href=\"#factors-to-consider-when-choosing-a-best-travel-credit-cards-with-rewards\">\u9009\u62e9\u5e26\u5956\u52b1\u7684\u6700\u4f73\u65c5\u884c\u4fe1\u7528\u5361\u65f6\u9700\u8981\u8003\u8651\u7684\u56e0\u7d20<\/a><ul><li><a href=\"#annual-fees\">\u5e74\u8d39<\/a><\/li><li><a href=\"#rewards-rates\">\u5956\u52b1\u7387<\/a><\/li><li><a href=\"#redemption-options\">\u5151\u6362\u9009\u9879<\/a><\/li><li><a href=\"#travel-perks-protections\">\u65c5\u884c\u798f\u5229\u548c\u4fdd\u62a4<\/a><\/li><\/ul><\/li><li><a href=\"#top-travel-credit-cards-for-rewards\">\u9876\u7ea7\u65c5\u884c\u4fe1\u7528\u5361\u5956\u52b1<\/a><ul><li><a href=\"#chase-sapphire-preferred\">\u8ffd\u9010\u84dd\u5b9d\u77f3\u9996\u9009<\/a><\/li><li><a href=\"#capital-one-venture-rewards-credit-card\">\u4e00\u7ea7\u521b\u4e1a\u5956\u52b1\u4fe1\u7528\u5361<\/a><\/li><li><a href=\"#american-express-gold-card\">\u7f8e\u56fd\u8fd0\u901a\u91d1\u5361<\/a><\/li><li><a href=\"#citi-premier-card\">\u82b1\u65d7\u9ad8\u7ea7\u5361<\/a><\/li><li><a href=\"#bank-of-america-travel-rewards-card\">\u7f8e\u56fd\u94f6\u884c\u65c5\u884c\u5956\u52b1\u5361<\/a><\/li><\/ul><\/li><li><a href=\"#maximizing-rewards-with-the-best-travel-credit-card\">\u7528\u6700\u597d\u7684\u65c5\u884c\u4fe1\u7528\u5361\u6700\u5927\u5316\u5956\u52b1<\/a><ul><li><a href=\"#earn-bonus-category-spending\">\u8d5a\u53d6\u5956\u91d1\u7c7b\u522b\u652f\u51fa<\/a><\/li><li><a href=\"#setup-account-credits\">\u8bbe\u7f6e\u5e10\u6237\u79ef\u5206<\/a><\/li><li><a href=\"#strategically-transfer-points\">\u6218\u7565\u6027\u8f6c\u79fb\u70b9<\/a><\/li><li><a href=\"#pool-points-between-cards\">\u5361\u7247\u4e4b\u95f4\u7684\u6c60\u70b9<\/a><\/li><\/ul><\/li><li><a href=\"#maintaining-excellent-credit-card-habits\">\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u5361\u4e60\u60ef<\/a><ul><li><a href=\"#pay-statements-in-full-each-month\">\u6bcf\u6708\u5168\u989d\u652f\u4ed8\u62a5\u8868<\/a><\/li><li><a href=\"#understand-all-fees\">\u4e86\u89e3\u6240\u6709\u8d39\u7528<\/a><\/li><li><a href=\"#keep-utilization-low\">\u4fdd\u6301\u4f4e\u5229\u7528\u7387<\/a><\/li><\/ul><\/li><li><a href=\"#fa-qs-finding-the-best-travel-credit-card\">\u5e38\u89c1\u95ee\u9898\u89e3\u7b54\uff1a\u5bfb\u627e\u6700\u4f73\u65c5\u884c\u4fe1\u7528\u5361<\/a><ul><li><a href=\"#what-is-the-best-travel-card-with-no-annual-fee\">\u4ec0\u4e48\u662f\u6700\u597d\u7684\u6ca1\u6709\u5e74\u8d39\u7684\u65c5\u884c\u5361\uff1f<\/a><\/li><li><a href=\"#do-all-travel-rewards-cards-charge-foreign-transaction-fees\">\u6240\u6709\u65c5\u884c\u5956\u52b1\u5361\u662f\u5426\u6536\u53d6\u56fd\u5916\u4ea4\u6613\u8d39\u7528\uff1f<\/a><\/li><li><a href=\"#can-i-redeem-my-points-for-statement-credits\">\u6211\u53ef\u4ee5\u5151\u6362\u6211\u7684\u79ef\u5206\u4f5c\u4e3a\u62a5\u8868\u79ef\u5206\u5417\uff1f<\/a><\/li><\/ul><\/li><li><a href=\"#key-takeaways-choosing-the-best-travel-card\">\u5173\u952e\u8981\u70b9\uff1a\u9009\u62e9\u6700\u597d\u7684\u65c5\u884c\u5361<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"annual-fees\">\u5e74\u8d39<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5361\u7247\u7684\u8303\u56f4\u4ece $0 \u5e74\u8d39\u5230 $500+ \u7684\u9ad8\u7ea7\u65c5\u884c\u5956\u52b1\u3002 \u6ce8\u610f\u5e74\u8d39\u2014\u2014\u8fd9\u5f20\u5361\u7684\u6301\u7eed\u6d25\u8d34\u662f\u5426\u503c\u5f97\u6bcf\u5e74\u82b1\u8d39\uff1f<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"rewards-rates\">\u5956\u52b1\u7387<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u597d\u7684\u5361\u7247\u6bcf\u6d88\u8d39 $1 \u5373\u53ef\u83b7\u5f97 5 \u500d\u6216\u66f4\u591a\u7684\u5956\u52b1\u79ef\u5206\u3002 \u5176\u4ed6\u4eba\u5728\u9910\u996e\u3001\u6742\u8d27\u7b49\u5176\u4ed6\u6d88\u8d39\u7c7b\u522b\u4e2d\u4e5f\u80fd\u83b7\u5f97\u540c\u6837\u9ad8\u7684\u5229\u7387\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"redemption-options\">\u5151\u6362\u9009\u9879<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bfb\u627e\u5141\u8bb8\u60a8\u5c06\u79ef\u5206\u8f6c\u79fb\u5230\u4e3b\u8981\u822a\u7a7a\u516c\u53f8\u548c\u9152\u5e97\u5fe0\u8bda\u5ea6\u8ba1\u5212\u7684\u5361\u7247\u3002 \u8fd9\u63d0\u4f9b\u4e86\u6700\u6709\u4ef7\u503c\u7684\u8d4e\u56de\u3002 \u5176\u4ed6\u9009\u9879\u5305\u62ec\u901a\u8fc7\u53d1\u5361\u673a\u6784\u7684\u95e8\u6237\u9884\u8ba2\u65c5\u884c\u6216\u73b0\u91d1\u8fd4\u8fd8\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"travel-perks-protections\">\u65c5\u884c\u798f\u5229\u548c\u4fdd\u62a4<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u673a\u573a\u4f11\u606f\u5ba4\u8bbf\u95ee\u3001\u5168\u7403\u5165\u5883\/TSA \u9884\u68c0\u67e5\u8d39\u7528\u79ef\u5206\u548c\u65c5\u884c\u4fdd\u62a4\u7b49\u798f\u5229\u4f7f\u67d0\u4e9b\u5361\u7247\u5bf9\u5e38\u5ba2\u51fa\u884c\u66f4\u6709\u4ef7\u503c\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e73\u8861\u8fd9\u4e9b\u56e0\u7d20\u5c06\u5f15\u5bfc\u60a8\u627e\u5230\u9002\u5408\u60a8\u7684\u4e60\u60ef\u548c\u9700\u6c42\u7684\u5361\u7247\u3002 \u63a5\u4e0b\u6765\uff0c\u8ba9\u6211\u4eec\u770b\u770b2024\u5e74\u7684\u4e00\u4e9b\u9876\u7ea7\u7ade\u4e89\u8005\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"top-travel-credit-cards-for-rewards\">\u9876\u7ea7\u65c5\u884c\u4fe1\u7528\u5361\u5956\u52b1<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6839\u636e\u79ef\u5206\u6f5c\u529b\u3001\u5151\u6362\u7075\u6d3b\u6027\u548c\u6d25\u8d34\uff0c\u4ee5\u4e0b\u662f\u4e00\u4e9b\u76ee\u524d\u53ef\u7528\u7684\u6700\u4f73\u65c5\u884c\u4fe1\u7528\u5361\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"chase-sapphire-preferred\">\u8ffd\u9010\u84dd\u5b9d\u77f3\u9996\u9009<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Chase Sapphire Preferred \u53ef\u5728\u901a\u8fc7 Chase Ultimate Rewards \u4ee5\u53ca\u9910\u996e\u3001\u7b26\u5408\u6761\u4ef6\u7684\u6d41\u5a92\u4f53\u670d\u52a1\u548c\u5728\u7ebf\u6742\u8d27\u8d2d\u4e70\uff08\u4e0d\u5305\u62ec Target \u548c Walmart\uff09\u7684\u6240\u6709\u65c5\u884c\u4e2d\u83b7\u5f97 5 \u500d\u79ef\u5206\u3002 \u65b0\u6301\u5361\u4eba\u5728\u524d 3 \u4e2a\u6708\u8d2d\u4e70 $4,000 \u540e\u53ef\u83b7\u5f97 80,000 \u5956\u52b1\u79ef\u5206\u3002 Chase Ultimate Rewards \u79ef\u5206 1:1 \u5c06 1:1 \u8f6c\u7ed9\u70ed\u95e8\u822a\u7a7a\u516c\u53f8\u548c\u9152\u5e97\u5408\u4f5c\u4f19\u4f34\uff0c\u6216\u901a\u8fc7 Chase \u5151\u6362 25% \u7684\u673a\u7968\u3001\u9152\u5e97\u3001\u79df\u8f66\u548c\u6e38\u8f6e\u4ef7\u503c\u3002 \u5e74\u8d39\u4e3a$95\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"capital-one-venture-rewards-credit-card\">\u4e00\u7ea7\u521b\u4e1a\u5956\u52b1\u4fe1\u7528\u5361<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u65e0\u5fe7\u8d44\u672c\u4e00\u53f7\u98ce\u9669\u5956\u52b1\u4fe1\u7528\u5361\u901a\u8fc7\u8d44\u672c\u4e00\u53f7\u65c5\u884c\u9884\u8ba2\u7684\u9152\u5e97\u548c\u79df\u8f66\u53ef\u8d5a\u53d6 5 \u500d\u91cc\u7a0b\u3002 \u5b83\u5728\u6240\u6709\u5176\u4ed6\u8d2d\u4e70\u4e2d\u83b7\u5f97\u65e0\u9650 2 \u500d\u7684\u91cc\u7a0b\u3002 \u65b0\u6301\u5361\u4eba\u5728\u5f00\u6237\u540e 3 \u4e2a\u6708\u5185\u6d88\u8d39 $4,000 \u5373\u53ef\u83b7\u5f97 75,000 \u52a0\u6210\u7684\u5956\u52b1\u91cc\u7a0b\u3002 \u91cc\u7a0b\u53ef\u5151\u6362\u4efb\u4f55\u65c5\u884c\u8d2d\u4e70\u7684\u62a5\u8868\u79ef\u5206\u6216\u8f6c\u8ba9\u7ed9 14 \u5bb6\u822a\u7a7a\u516c\u53f8\u7684\u5408\u4f5c\u4f19\u4f34\u3002 \u5e74\u8d39\u4e3a$95\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.garibyatri.com\/wp-content\/uploads\/2024\/01\/credit-card-for-travel.png\" alt=\"\u6700\u597d\u7684\u65c5\u884c\u4fe1\u7528\u5361\u5956\u52b1\" class=\"wp-image-11798\" title=\"\" srcset=\"https:\/\/www.garibyatri.com\/wp-content\/uploads\/2024\/01\/credit-card-for-travel.png 1024w, https:\/\/www.garibyatri.com\/wp-content\/uploads\/2024\/01\/credit-card-for-travel-300x300.png 300w, https:\/\/www.garibyatri.com\/wp-content\/uploads\/2024\/01\/credit-card-for-travel-100x100.png 100w, https:\/\/www.garibyatri.com\/wp-content\/uploads\/2024\/01\/credit-card-for-travel-600x600.png 600w, https:\/\/www.garibyatri.com\/wp-content\/uploads\/2024\/01\/credit-card-for-travel-150x150.png 150w, https:\/\/www.garibyatri.com\/wp-content\/uploads\/2024\/01\/credit-card-for-travel-768x768.png 768w, https:\/\/www.garibyatri.com\/wp-content\/uploads\/2024\/01\/credit-card-for-travel-20x20.png 20w, https:\/\/www.garibyatri.com\/wp-content\/uploads\/2024\/01\/credit-card-for-travel-96x96.png 96w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"american-express-gold-card\">\u7f8e\u56fd\u8fd0\u901a\u91d1\u5361<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u7f8e\u56fd\u8fd0\u901a\u91d1\u5361\u5728\u5168\u7403\u9910\u5385\u548c\u7f8e\u56fd\u8d85\u5e02\uff08\u6bcf\u5e74\u6700\u591a\u8d2d\u4e70 $25,000\uff09\u4e2d\uff0c\u83b7\u5f97 4 \u500d\u4f1a\u5458\u5956\u52b1\u79ef\u5206\uff0c\u5305\u62ec 4 \u500d\u4f1a\u5458\u5956\u52b1\u79ef\u5206\u3002 \u76f4\u63a5\u4e0e\u822a\u7a7a\u516c\u53f8\u83b7\u5f973\u500d\u79ef\u5206\u3002 \u65b0\u7533\u8bf7\u4eba\u5728\u524d 6 \u4e2a\u6708\u5185\u6d88\u8d39 $4,000 \u540e\u53ef\u83b7\u5f97 60,000 \u5206\u7684\u5956\u52b1\u79ef\u5206\u3002 \u79ef\u5206\u8f6c\u79fb\u5230 20 \u591a\u4e2a\u65c5\u884c\u4f19\u4f34\uff0c\u6709\u65f6\u53ef\u4ee5\u4ea7\u751f\u66f4\u591a\u4ef7\u503c\u3002 \u6709 $250 \u5e74\u8d39\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"citi-premier-card\">\u82b1\u65d7\u9ad8\u7ea7\u5361<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u60a8\u7ecf\u5e38\u5165\u4f4fThankyou Rewards \u8ba1\u5212\u5185\u7684\u9152\u5e97\uff0cCiti Premier \u5361\u53ef\u83b7\u5f97 3 \u500d\u79ef\u5206\u3002 \u5b83\u8fd8\u5728\u9910\u9986\u3001\u52a0\u6cb9\u7ad9\u3001\u822a\u7a7a\u65c5\u884c\u548c\u8d85\u5e02\u4e2d\u83b7\u5f97 3 \u500d\u79ef\u5206\u3002 $4,000 3\u4e2a\u6708\u5185\u82b1\u8d39$4,000\u540e\uff0c\u53ef\u83b7\u5f9760,000\u5956\u52b1\u79ef\u5206\u3002 \u79ef\u5206\u53ef\u4ee5\u8f6c\u79fb\u5230\u822a\u7a7a\u516c\u53f8\u7684\u5408\u4f5c\u4f19\u4f34\u6216\u5151\u6362\u793c\u54c1\u5361\u3001\u73b0\u91d1\u8fd4\u8fd8\u7b49\u3002\u6709 $95 \u5e74\u8d39\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"bank-of-america-travel-rewards-card\">\u7f8e\u56fd\u94f6\u884c\u65c5\u884c\u5956\u52b1\u5361<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bf9\u4e8e\u65e0\u5e74\u8d39\u9009\u9879\uff0c\u7f8e\u56fd\u94f6\u884c\u65c5\u884c\u5956\u52b1\u5728\u6240\u6709\u8d2d\u4e70\u4e2d\u83b7\u5f97\u65e0\u9650 1.5 \u500d\u79ef\u5206\u3002 \u65b0\u6301\u5361\u4eba\u5728\u524d 90 \u5929\u5185\u82b1\u8d39 $3,000 \u53ef\u4ee5\u83b7\u5f97 35,000 \u5956\u52b1\u79ef\u5206\uff0c\u8fd9\u76f8\u5f53\u4e8e\u5927\u7ea6 $350 \u7684\u65c5\u884c\u3002 \u79ef\u5206\u5728\u7f8e\u56fd\u94f6\u884c\u5361\u4e0a\u7684\u7ec4\u5408\u4e5f\u53ef\u4ee5\u66f4\u5feb\u5730\u83b7\u5f97\u6536\u76ca\u3002 \u5151\u6362\u65c5\u884c\u8d2d\u4e70\u7684\u62a5\u8868\u79ef\u5206\u6216\u901a\u8fc7\u5176\u65c5\u884c\u95e8\u6237\u9884\u8ba2\u4ee5\u83b7\u5f97\u989d\u5916\u4ef7\u503c\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u60a8\u6240\u89c1\uff0c\u65e0\u8bba\u60a8\u60f3\u8981\u7b80\u5355\u7684\u73b0\u91d1\u8fd4\u8fd8\u8fd8\u662f\u8f7b\u677e\u7684\u822a\u7a7a\u91cc\u7a0b\u8f6c\u8fd0\uff0c\u90fd\u6709\u5f88\u597d\u7684\u9009\u62e9\u3002 \u7ee7\u7eed\u9605\u8bfb\uff0c\u4ee5\u6700\u5927\u9650\u5ea6\u5730\u5229\u7528\u60a8\u7684\u65b0\u5361\u5b9e\u73b0\u65c5\u884c\u5956\u52b1\u7b56\u7565\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"maximizing-rewards-with-the-best-travel-credit-card\">\u7528\u6700\u597d\u7684\u65c5\u884c\u4fe1\u7528\u5361\u6700\u5927\u5316\u5956\u52b1<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u65e6\u60a8\u5728\u94b1\u5305\u4e2d\u6dfb\u52a0\u4e86\u4e00\u5f20\u95ea\u4eae\u7684\u65b0\u65c5\u884c\u5956\u52b1\u4fe1\u7528\u5361\uff0c\u5c31\u53ef\u4ee5\u6700\u5927\u9650\u5ea6\u5730\u63d0\u9ad8\u79ef\u5206\u6536\u5165\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"earn-bonus-category-spending\">\u8d5a\u53d6\u5956\u91d1\u7c7b\u522b\u652f\u51fa<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u786e\u4fdd\u6fc0\u6d3b\u4e0e\u60a8\u7684\u652f\u51fa\u6a21\u5f0f\u4e00\u81f4\u7684\u5b63\u5ea6\u8f6e\u6362\u5956\u91d1\u7c7b\u522b\u3002 \u6709\u4e9b\u5361\u63d0\u4f9b\u4e0d\u9700\u8981\u50cf\u5927\u901a\u84dd\u5b9d\u77f3\u9996\u9009\u7684\u6fc0\u6d3b\u90a3\u6837\u7684\u81ea\u52a8\u5956\u52b1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"setup-account-credits\">\u8bbe\u7f6e\u5e10\u6237\u79ef\u5206<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Amex Gold \u7b49\u5361\u63d0\u4f9b\u5e74\u5ea6\u822a\u7a7a\u516c\u53f8\u8d39\u7528\u79ef\u5206\u3002 \u6bcf\u5e74\u62e8\u6253\u5361\u7247\u80cc\u9762\u7684\u53f7\u7801\u4ee5\u9009\u62e9\u822a\u7a7a\u516c\u53f8\u3002 \u79ef\u5206\u5c06\u81ea\u52a8\u9002\u7528\u4e8e\u8be5\u627f\u8fd0\u4eba\u6536\u53d6\u7684\u9644\u5e26\u8d39\u7528\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"strategically-transfer-points\">\u6218\u7565\u6027\u8f6c\u79fb\u70b9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u7814\u7a76\u8f6c\u79fb\u7387\u5e76\u5bfb\u627e\u6700\u4f73\u70b9\u6765\u8fdb\u4e00\u6b65\u6269\u5c55\u60a8\u7684\u70b9\u3002 \u822a\u7a7a\u516c\u53f8\u8ba1\u5212\u4e5f\u7ecf\u5e38\u63d0\u4f9b 25-50% \u7684\u5956\u91d1\uff0c\u56e0\u6b64\u5728\u8fd9\u4e9b\u9ad8\u5cf0\u65f6\u95f4\u8282\u7701\u60a8\u7684\u8f6c\u8d26\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"pool-points-between-cards\">\u5361\u7247\u4e4b\u95f4\u7684\u6c60\u70b9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u901a\u8fc7\u5c06\u5b83\u4eec\u5206\u914d\u7ed9\u540c\u4e00\u53d1\u5361\u673a\u6784\u7684\u4e00\u4e2a\u5e38\u65c5\u5ba2\u5fe0\u8bda\u5ea6\u5e10\u6237\uff0c\u5c06\u5956\u52b1\u8de8\u8d8a\u591a\u5f20\u5361\u7247\u3002 \u8fd9\u79cd\u805a\u5408\u52a0\u901f\u4e86\u5956\u52b1\u7684\u5927\u5e45\u5ea6\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7f13\u6162\u800c\u7a33\u5b9a\u7684\u79ef\u5206\u79ef\u7d2f\uff0c\u518d\u52a0\u4e0a\u7cbe\u660e\u7684\u8f6c\u79fb\u548c\u5151\u6362\uff0c\u63d0\u4f9b\u771f\u6b63\u7684\u514d\u8d39\u65c5\u884c\u3002 \u53ea\u662f\u4e0d\u8981\u5fd8\u8bb0\u5168\u989d\u652f\u4ed8\u60a8\u7684\u62a5\u8868\u4f59\u989d\u3002 \u63a5\u4e0b\u6765\uff0c\u6211\u4eec\u5c06\u63a2\u8ba8\u4fe1\u7528\u5361\u8d23\u4efb\u7684\u6700\u4f73\u5b9e\u8df5\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"maintaining-excellent-credit-card-habits\">\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u5361\u4e60\u60ef<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f5c\u4e3a\u4ea4\u6362\u4e30\u539a\u7684\u6ce8\u518c\u5956\u91d1\u548c\u8d5a\u53d6\u79ef\u5206\u7684\u673a\u4f1a\uff0c\u65c5\u884c\u5956\u52b1\u5361\u671f\u671b\u83b7\u5f97\u51fa\u8272\u7684\u8d44\u91d1\u7ba1\u7406\u4f5c\u4e3a\u56de\u62a5\u3002 \u4ee5\u4e0b\u662f\u8981\u6ce8\u610f\u7684\u4e8b\u9879\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"pay-statements-in-full-each-month\">\u6bcf\u6708\u5168\u989d\u652f\u4ed8\u62a5\u8868<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5229\u606f\u8d39\u7528\u52a0\u8d77\u6765\u5f88\u5feb\uff0c\u56e0\u6b64\u627f\u8bfa\u6bcf\u6708\u5b8c\u5168\u5173\u95ed\u62a5\u8868\u4f59\u989d\u3002 \u5982\u679c\u9700\u8981\uff0c\u8bbe\u7f6e\u4ed8\u6b3e\u5230\u671f\u65e5\u63d0\u9192\u3002 \u5982\u679c\u7d27\u6025\u60c5\u51b5\u65e0\u6cd5\u5728\u4e00\u4e2a\u6708\u5185\u5168\u989d\u4ed8\u6b3e\uff0c\u8bf7\u5728\u5229\u606f\u7d2f\u79ef\u4e4b\u524d\u8054\u7cfb\u53d1\u884c\u4eba\u4ee5\u83b7\u53d6\u77ed\u671f\u671f\u6743\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"understand-all-fees\">\u4e86\u89e3\u6240\u6709\u8d39\u7528<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u65c5\u884c\u5361\u6709\u65f6\u4f1a\u6536\u53d6\u5916\u56fd\u4ea4\u6613\u8d39\u7528\u3001\u73b0\u91d1\u9884\u4ed8\u8d39\u3001\u6ede\u7eb3\u91d1\u7b49\u8d39\u7528\u3002 \u5e78\u8fd0\u7684\u662f\uff0c\u6700\u597d\u7684\u5361\u7247\u6700\u8fd1\u4e00\u76f4\u5728\u53d6\u6d88\u8fd9\u4e9b\u6ecb\u6270\u8d39\u7528\uff0c\u4f46\u603b\u662f\u9605\u8bfb\u7ec6\u5219\u4ee5\u907f\u514d\u610f\u5916\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"keep-utilization-low\">\u4fdd\u6301\u4f4e\u5229\u7528\u7387<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0e\u4fe1\u7528\u989d\u5ea6\u76f8\u6bd4\uff0c\u5373\u4f7f\u6682\u65f6\uff0c\u8ba9\u4f59\u989d\u8513\u5ef6\u8fc7\u9ad8\u4e5f\u4f1a\u5bf9\u4fe1\u7528\u8bc4\u5206\u4ea7\u751f\u8d1f\u9762\u5f71\u54cd\u3002 \u6839\u636e\u7ecf\u9a8c\uff0c\u5c06\u5355\u4e2a\u5361\u7247\u4f59\u989d\u4fdd\u6301\u5728\u4fe1\u7528\u989d\u5ea6\u7684 30% \u4ee5\u4e0b\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9075\u5faa\u826f\u597d\u7684\u8d22\u52a1\u4e60\u60ef\u53ef\u786e\u4fdd\u60a8\u7684\u65c5\u884c\u5361\u4e3a\u60a8\u8d5a\u53d6\u79ef\u5206\uff0c\u800c\u4e0d\u662f\u5411\u4fe1\u7528\u5361\u516c\u53f8\u652f\u4ed8\u8d39\u7528\u3002 \u4e5f\u5c31\u662f\u8bf4\uff0c\u65b0\u6301\u5361\u4eba\u4ecd\u7136\u5b58\u5728\u95ee\u9898\u3002 \u4ee5\u4e0b\u662f\u4e00\u4e9b\u5e38\u89c1\u95ee\u9898\u7684\u7b54\u6848\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"585\" src=\"https:\/\/www.garibyatri.com\/wp-content\/uploads\/2024\/01\/card-for-free-reward-1024x585.png\" alt=\"\u6700\u597d\u7684\u65c5\u884c\u4fe1\u7528\u5361\u5956\u52b1\" class=\"wp-image-11799\" title=\"\" srcset=\"https:\/\/www.garibyatri.com\/wp-content\/uploads\/2024\/01\/card-for-free-reward-1024x585.png 1024w, https:\/\/www.garibyatri.com\/wp-content\/uploads\/2024\/01\/card-for-free-reward-600x343.png 600w, https:\/\/www.garibyatri.com\/wp-content\/uploads\/2024\/01\/card-for-free-reward-300x171.png 300w, https:\/\/www.garibyatri.com\/wp-content\/uploads\/2024\/01\/card-for-free-reward-768x439.png 768w, https:\/\/www.garibyatri.com\/wp-content\/uploads\/2024\/01\/card-for-free-reward-1536x878.png 1536w, https:\/\/www.garibyatri.com\/wp-content\/uploads\/2024\/01\/card-for-free-reward-20x11.png 20w, https:\/\/www.garibyatri.com\/wp-content\/uploads\/2024\/01\/card-for-free-reward-150x86.png 150w, https:\/\/www.garibyatri.com\/wp-content\/uploads\/2024\/01\/card-for-free-reward.png 1792w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fa-qs-finding-the-best-travel-credit-card\">\u5e38\u89c1\u95ee\u9898\u89e3\u7b54\uff1a\u5bfb\u627e\u6700\u4f73\u65c5\u884c\u4fe1\u7528\u5361<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"what-is-the-best-travel-card-with-no-annual-fee\">\u4ec0\u4e48\u662f\u6700\u597d\u7684\u6ca1\u6709\u5e74\u8d39\u7684\u65c5\u884c\u5361\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bcc\u56fd\u94f6\u884c\u7b7e\u540d\u5361\u6ca1\u6709\u5e74\u8d39\uff0c\u53ef\u83b7\u5f97\u65e0\u9650 3x \u79ef\u5206 <a href=\"https:\/\/www.garibyatri.com\/zh\/\u5982\u4f55\u5728\u56fd\u9645\u4e0a\u5e26\u7740\u72d7\u65c5\u884c\/\" data-type=\"post\" data-id=\"11789\">\u6e38<\/a>\uff0c\u71c3\u6c14\uff0c\u5916\u51fa\u5c31\u9910\uff0c\u4e2d\u8f6c\uff0c\u6d41\u884c\u7684\u6d41\u5a92\u4f53\u670d\u52a1\u548c\u7cbe\u9009\u5bc4\u5bbf\u5bb6\u5ead\u3002 \u524d3\u4e2a\u6708\u5185\u6d88\u8d39$1,500\uff0c\u65b0\u6301\u5361\u4eba\u8fd8\u53ef\u83b7\u5f9730,000\u70b9\u5956\u52b1\u79ef\u5206\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"do-all-travel-rewards-cards-charge-foreign-transaction-fees\">\u6240\u6709\u65c5\u884c\u5956\u52b1\u5361\u662f\u5426\u6536\u53d6\u56fd\u5916\u4ea4\u6613\u8d39\u7528\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0d \u3002 \u8fc7\u53bb\u51e0\u5e74\uff0c\u8bb8\u591a\u5361\u5b8c\u5168\u964d\u4f4e\u4e86\u5916\u56fd\u4ea4\u6613\u8d39\u7528\u3002 \u4e00\u4e9b\u4f8b\u5b50\u5305\u62ec\u7b2c\u4e00\u8d44\u672c\u98ce\u9669\u6295\u8d44\u3001\u5927\u901a\u84dd\u5b9d\u77f3\u9996\u9009\u548c\u7f8e\u56fd\u94f6\u884c\u65c5\u884c\u5956\u52b1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"can-i-redeem-my-points-for-statement-credits\">\u6211\u53ef\u4ee5\u5151\u6362\u6211\u7684\u79ef\u5206\u4f5c\u4e3a\u62a5\u8868\u79ef\u5206\u5417\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u67d0\u4e9b\u94f6\u884c\u79ef\u5206\u8ba1\u5212\u5c06\u5141\u8bb8\u9488\u5bf9\u5e7f\u6cdb\u7684\u65c5\u884c\u8d2d\u4e70\u8fdb\u884c\u62a5\u8868\u62b5\u514d\uff0c\u5305\u62ec\u822a\u73ed\u3001\u9152\u5e97\u3001\u5ea6\u5047\u79df\u8d41\u3001\u6c7d\u8f66\u79df\u8d41\u3001\u51fa\u79df\u8f66\/\u4e58\u8f66\u3001\u516c\u5171\u6c7d\u8f66\u3001\u706b\u8f66\u3001\u6536\u8d39\u7ad9\u3001\u505c\u8f66\u573a\u7b49\u3002 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Best Travel Credit Cards with Rewards for your next trip with sign-up bonuses and ongoing rewards. But with so many options, how do you choose the right card? This guide covers everything you need to know to maximize travel rewards in 2024. 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